High-Value Freight Carrier in Florida
I'm Mike Taylor. I own the truck, I answer the phone, and I do the driving. I haul machinery, generators, inverter stations, and industrial equipment on my 53-foot stepdeck, or hook my tractor to your trailer for power-only, from South Florida to anywhere in the lower 48. My standard cargo insurance limit is $300,000 — three times the $100,000 most shippers require — and I arrange higher limits case by case for higher-value loads, confirmed before booking.
Three Times the Coverage Most Shippers Ask For
A lot of shippers write “$100,000 cargo” into their carrier requirements and leave it there. That number doesn't go far on a standby generator, a CNC machine, or a pallet of inverters. I carry three times that as my standard limit, on every load, not as a rider I have to go buy after you've already booked.
Need it in writing? Ask and I'll send a current certificate of insurance before the load moves.
Insurance Limits and Documentation
When you're shipping a load worth more than a hundred grand, the carrier's cargo limit is the first thing that should be on the table, and it's usually the last thing anyone asks about. I'd rather you ask. The limits below are what's on my policy today.
If your load is worth more than my standard limit, tell me the declared value when you ask for the quote. I'll arrange a higher cargo limit for that load, case by case, and confirm it with you before anything is booked. You'll have the certificate in hand before I show up at the shipper.
- $300,000 cargo insurance limit, standard
- Higher cargo limits case by case, confirmed before booking
- $1,000,000 auto liability
- Trailer interchange coverage
- General liability coverage
- Certificate of insurance on request
Freight That Justifies the Coverage
Most of my high-value work is industrial. Generators headed to substations and stadiums, inverter and power-conversion stations, machinery going from a plant in Fort Myers to a plant in Orlando, data-center freight into the Washington, DC area, aircraft parts across an airport tarmac. The common thread is that somebody spent real money on it, and it has to arrive in the same condition it left in.
That's why I do my own securement on every load. Chains and binders where the load calls for chains, straps and edge protection where it doesn't, tarps with 8-foot drops when it needs to stay dry. The lower deck gives me 120 inches of cargo height for tall machinery without a permit, and when a load runs oversize, I pull the permits and plan the route.
- Industrial and standby generators
- Inverter and power-conversion stations
- CNC, press, and plant machinery
- Construction and jobsite equipment
- Data-center and electrical infrastructure freight
- Aircraft parts and aviation ground equipment
- Crated, palletized, and tarped components
- Oversized loads with permits and route planning
My Truck, My Loads
These are my loads and my truck. No stock photos anywhere on this site.
No Re-Brokering. No Handoffs.
When you book me, I'm the one who shows up. I don't broker your load out to another carrier, and there's no dispatcher between us. I plan the route, I secure the load, I tarp it when it needs tarping, and I drive it to the door. If something changes on the road, you hear it from me, not from a back office.
On high-value freight that matters more than anything on the certificate. The person who agreed to take care of your load is the same person whose hands are on it from pickup to delivery.
- One point of contact from quote to delivery
- Load secured and tarped by the driver who hauls it
- Updates come from the cab, not a call center
- No third-party drivers, no re-brokering
- Company-owned tractor and stepdeck
- U.S. citizen owner-operator, DOT compliant, clean safety record
53-Foot Stepdeck, Built for Height-Sensitive Freight
The stepdeck is a company-owned 53-footer with a 42-foot lower deck and an 11-foot upper deck on air-ride suspension. The lower deck sits low enough to give me 120 inches of cargo height, which is what lets tall machinery and generator enclosures travel without a permit on most routes. Sixteen-foot ground ramps mean I can load tracked and wheeled equipment myself.
If you'd rather I bring the tractor to your trailer, I do power-only as well: flatbeds, dry vans, generator trailers, and specialty equipment trailers, same driver, same communication.
- 53' stepdeck — 42' lower deck, 11' upper deck
- 41,400 lb payload
- 120" cargo height on the lower deck
- 16' heavy-duty ground ramps
- Air-ride suspension
- 27' tarps with 8' drops
- Chains, binders, straps, dunnage, edge protection
- Oversize loads with permits, evaluated by route
- Power-only available for your own trailer
Registrations You Can Verify
These are public registrations and credentials I carry on me. Brokers and shippers can check the carrier record on FMCSA.
Frequently Asked Questions — High-Value Freight
Do you carry more than $100,000 in cargo insurance?
Yes. My standard cargo insurance limit is $300,000 — three times the $100,000 most shippers require — and I arrange higher limits case by case for higher-value loads, confirmed before booking.
Can you raise the cargo limit for a higher-value load?
Yes, case by case. Tell me the declared value when you ask for the quote and I'll confirm the limit before booking, so it's settled before the load moves.
Can I get a certificate of insurance?
Yes. Ask when you book and I'll send a current certificate of insurance showing cargo, auto liability, trailer interchange, and general liability coverage.
Do you broker loads out to other carriers?
No. I'm a one-truck owner-operator. The load you book with me rides on my stepdeck or behind my tractor, with me driving. No dispatchers, no third-party drivers, no handoffs.
What high-value freight do you haul out of Florida?
Machinery, generators, inverter and power-conversion stations, industrial and construction equipment, and crated or tarped components that need open-deck transport. I'm based in Cape Coral and run South Florida pickups to anywhere in the lower 48, plus inbound loads back to Florida.
Are you cleared for ports and secure facilities?
Yes. I hold an active TWIC card for ports, rail yards, and secure facilities.
More From M Taylor Inc
The full rundown of what I haul is on the services page, and every photo in the gallery is a load I hauled myself.
Get a Quote for Insured High-Value Freight
Tell me what it is, what it's worth, and where it's going. I'll give you a straight answer on price, timing, and coverage.